What are the features of the VIRTUAL PAY card?
Safety
It’s safe because it’s a debit card tied to your bank account. You can also use the management of your big funds with confidence.
High speed
Transfers between VIRTUAL PAY accounts can be transferred instantly and you can easily charge your VIRTUAL PAY card.
Convenient
VIRTUAL PAY card can be used at any global ATMs and online and offline member stores worldwide. Rate at the time of use is applied so there is no risk.
Easy VIRTUAL PAY card charge
The VIRTUAL PAY card can be used as a debit card after the funds have been charged from the VIRTUAL PAY account to the VIRTUAL PAY card.
You can apply for a fund charge from My page quickly and easily.
VIRTUAL PAY customers
Charge
VIRTUAL PAY / Bank
Approval
VIRTUAL PAY customers
Card use
Is applying for a VIRTUAL PAY card complicated?
It is easy because it is attached when you open your VIRTUAL PAY account.
*Customers are responsible for any costs incurred after shipping the VIRTUAL PAY card, such as customs duties.
ID issued by the Government
ID card, driver’s license, passport, etc.
The VIRTUAL PAY card will take about 3 to 12 weeks to be delivered through the bank screening process.
VIRTUAL PAY customers
Card application (account opening)
VIRTUAL PAY
Screening
Bank
Review
VIRTUAL PAY customers
Card receipt
How to charge my VIRTUAL PAY debit card?
VIRTUAL PAYカードをお受取後、 カードアクティベート(有効化)のお手続き完了後にご利用いただけます。
STEP 1
Card activation
When you receive the card, please complete the card activation on the VIRTUAL PAY site.
STEP 2
Fund charge
Click “Charge” from “Banking” on the VIRTUAL PAY site
Enter funds to charge
(minimum $1 or more)”
STEP 3
Card use
Please use at ATMs and shopping
VIRTUAL PAY card usage limit and fee
VIRTUAL PAY card usage limit
| Limits | Credit limit |
|---|---|
| Daily usage limit | Unlimited |
| Settlement amount for one month | Unlimited |
| ATM withdrawal limit per day | USD 20,000 – (ATM withdrawal amount differs for each ATM.) |
| ATM withdrawal limit per month | USD 600,000 – |
Fee
| Type of fund transfer | Transaction Fee |
|---|---|
| Deposit fee | International money transfer: 1% Domestic remittance: 0.5% Mastercard/VISA: 10% Bitcoin: 0.5% USDT: 0.5% (* scheduled for October) Click here for the latest fees |
| Card issuance fee | USD 500 (Shipping fee will be charged separately.) |
| First deposit amount | USD 300 |
| Minimum transfer amount | USD 1 |
| Overseas purchase handling fee | 3% |
| ATM withdrawal fee | 3% (ATM usage fee will be charged separately. It depends on the area to be withdrawn and the ATM used.) |
| Membership fee | 13 months after issuing the VIRTUAL PAY card USD 100 every year |
| Current balance confirmation | Online: Free |
| Card reissue fee (Reissue fee after expiration of validity period) | USD 100 (Shipping fee will be charged separately.) |
| Reissue of PIN (Personal Information Number) | USD 100 |
*Card rates are determined by the card company.
*Regarding card reissue. Please contact us.
*Customers are responsible for any costs incurred after shipping the VIRTUAL PAY card, such as customs duties.
Prohibited countries
In the following countries, you cannot use the VIRTUAL PAY card even for a trip.
| Myanmar | Republic of Cote d’Ivoire | Democratic Republic of the Congo | Democratic People’s Republic of Korea |
| Federal Republic of Somalia | República de Cuba | State of Eritrea | Republic of Guinea |
| Syrian Arab Republic | Republic of Zimbabwe | Islamic Republic of Iran | Republic of Iraq |
| Republic of Liberia |
